<p>Feature your home in our directory. Why? Your assumable loan is transferable with no change in terms. Buyers want to assume your loan because its cost less than new financing. Yes, sellers still capture all of their equity the same as with a traditional sale. Simply add the sellers financing option to the Purchase Agreement and the title company will do the rest. A mortgage assumption should only take&nbsp;<span style="color: green; font-size: 16px; font-weight: 600;">45</span>&nbsp;days to process&nbsp;<a href="https://www.hud.gov/sites/documents/4155-1_7.PDF" target="_blank" rel="noopener">(see HUD 4155 pdf)</a>.</p>