<h2>Disclaimer</h2>
<p>Takelist.Com sole purpose is to provide assumable data, assumable posting services, assumable consultation, and directory navigation. All data is subject to availability and market adjustments. Assumable data does not represent homes for sale, nor does it guaranty a response from the property owner. For settelment reasons there are no refunds for any of our services. The posting fee is the cost to showcase a property and contact details on takelist.Com. We do not provide legal advise or guaranty the sale of any property. Customers may use our data list to research assumable properties, and contact property owners on their own. Buyers will contact sellers directly if they have interest. The consultation fee is for the cost of service described within the site, and shares information about the assumable home buying process. The fee for get their first data does not gurantee any rights to a sale, nor obligate a home owner to repond to inquiries. Takelist.Com and any of its officers, agents, subsidiaries, and affiliates it represents has no obligation whatsoever outside of the fee based services stipulated in its website. There are no other fees, cost or services associated with takelist.Com. For the safety of all involved, competent legal advice should be sought before entering into a assumable agreement.</p>
<h2>Terms of Use</h2>
<p>By accessing this site you agree and acknowledge that you have read and understand the following terms and agree to be bound by them, without limitation or qualification. You agree these terms cannot by modified by you. You also agree and acknowledge that no signatures are required in connection with the terms for you to be fully bound by them. After 24 hours from your purchase of any services, there is no refund for any reason. You will not receive any refund for temporary technical problems with the site (this includes not being able to log in to your account or upload photos. You will have complete visibilty and control over your posting as services are provided &ldquo;as is&rdquo; and &ldquo;as available. You expressly consent and opt-in to receiving e-mail, voice mail, and postal mail from anyone who views your contact informtaion listed on takelist.Com. You understand that all postings, messages, text files, images, photos, sounds, or other materials will be reguared as &ldquo;content&rdquo; and is the sole responsibility of the person from whom such content originated. You understand that takelist.Com is not responsible for any content that is innacurate, misleading, indecent or offensive. Content that is indecent or offensive will be removed without notice. Takelist.Com is not responsible for the content located on other websites linked to takelist.Com. You understand you are linking to other websites at your own risk as takelist.Com makes no representation or warranty to the authenticiy of the information contained on such sites. Trust &amp; experience llc dba takelist.Com reserves the right at our sole discretion to change, modify or otherwise alter these terms and conditions at any time. Such modifications shall become effective immediately upon posting. If you object to any modifications to the services, your sole and exclusive recourse shall be to cease using the services.</p>
<p>You further agree that you will not upload, post or otherwise make available on this site any material protected by copyright, trademark, or any other proprietary right without the express permission of the owner of such copyright, trademark or other proprietary right owned by a third party, and the responsibility of determining whether any material is protected by privacy laws. You shall be solely liable for any cost, fees, or damages resulting from any infringement of copyrights, trademarks, privacy laws, proprietary rights, or any other harm resulting from any postings that you make.</p>
<p>You represent and warrant that: (i) you own the lein to the property or have the owners consent to submit a posting on or through takelist.Com, and (ii) the posting does not violate the privacy rights, publicity rights, trademark rights, copyrights, contract rights or any other rights of any person or entity. You agree to pay for all fees, damages and any other monies resulting from any legal suit&rsquo;s, cases, or penalties related to the posting(s) by you to or through takelist.Com. When submitting submissions to or otherwise using this site and/or the materials available on or through this site, you agree not to, without limitation: defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others, post any false, inaccurate or misleading information, use racially, ethnically, or otherwise offensive language. Discuss or incite illegal activity, use explicit/obscene language or solicit/post sexually explicit images (actual or simulated), post anything that exploits children or minors or that depicts cruelty to animals, post any copyrighted or trademarked materials without the express permission from the owner, use any robot, spider, scraper or other automated means to access the site, engage in link spamming or spamdexing of any kind.</p>
<p>Takelist.Com reserves the right to (a) terminate your access to your account, your ability to post to this site (or the services), (b) refuse, delete or remove any submissions; with or without cause and with or without notice, for any reason or no reason, or for any action that takelist.Com determines is inappropriate or disruptive to this site or to any other user of this site and/or services without refund of its fee(s).</p>
<p>You further agree that all purchase orders, invoices, statements of work, involving assumabel data (&ldquo;lists&rdquo;) from trust and experience llc or its affiliates and subsidiaries (takelist.Com or assumablemortgagedata.Com) is a prerequsite of the client&rsquo;s acknowledgment that the lists may include names, phone numbers, emails, or other records present on the national do not call registry and/or other state or federal do not contact registries, and further acknowledges trust and experience llc makes no warranties with respect to the list, and agrees that it is the client&rsquo;s sole responsibility to obtain access to the dnc registries on its own, use the lists in a manner permitted by law, determine the applicability of all laws, rules, regulations, and ordinances with respect to the list, and agrees that any list the client receives shall be used only in strict compliance with all applicable federal, state, and local laws, rules, regulations, and ordinances, including but not limited to those concerning telephone solicitation, privacy, and direct marketing. Any list from trust and experience llc and its affiliates in no event will be liable to any client for any damages of any kind arising out of or relating to the list, whether direct or indirectly, including, but not limited to, lost revenue or profit, and special, incidental, or consequential damages, no matter how caused and regardless of the theory of liability. Client will be solely liable for all expenses, losses, or damages incurred by any party as a result of the client&rsquo;s use of the (&ldquo;lists&rdquo;).</p>
<h2>Image Disclaimer</h2>
<p>All visitors acknowledge takelist.Com is protected by the fair use disclaimer section 107 of the copyright act, and will not pursue, start, or be involved in any legal proceedings against trust &amp; experience llc, its subsidiaries and takelist.Com for material that may include copyrighted images and content not licensed to use. Its web content may incorporate portions of or the entirety of someone else&rsquo;s work. Under the fair use principles, it is only used if it relates to our industry focus and may not be authorized for use by the creator.</p>
<h2>Consultation Disclaimer</h2>
<p>Takelist.Com and any of its officers, directors, agents, subsidiaries, affiliates it represents is not a liscensed attorney, law firm or realestate broker. Takelist.Com does not provide any legal advice or services. All clients are encouraged to retain their own real estate lawyer or attorney to provide legal advice regarding a home purchase. Takelist.Com has prepared this web site and consultation service for informational purposes only. Nor does this web site constitute real estate or legal advice. All informiation on its web site is intended, but not promised or guaranteed, to be correct, complete and up to date. Any links on this web site are not intended to be endorsements of the linked entities and/or web sites. Takelist.Com is not associated with the government, and our service is not approved by the government or your lender. Takelist.Com is not a loan broker, lender, loan modification company or foreclosure counseling company.</p>
<p>The information you provide takelist.Com by telephone, email, in person and/or any other communication will be used solely for the purposes of contacting you to explain any and all of our services and providing you with information about homes for sale, the home-buying process, our services and related information, including putting you in touch with buyers that we refer. We do retain the information provided via email, telephone, in person or in forms filled out on our web site to periodically follow up with you about our services and to provide home-buying and home-buying-related information. Your request to be removed from any email list will honored.</p>
<h2>Cookies</h2>
<p>We may use &ldquo;cookies&rdquo; to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web server. Cookies are not used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page.</p>
<h2>Loan Disclaimer</h2>
<p>Takelist.Com is not a lender, does not broker loans to lenders and does not make/fund any product offerings, loans or credit decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee approval for a loan product offering. This web site and the information, software, products, and services associated with it are provided &ldquo;as is.&rdquo; takelist.Com expressly disclaims any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this web site and any information, software, products or services provided herein, including without limitation the warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Takelist.Com makes no warranty as to the results that may be achieved by using this web site and the information, software, products and services associated with it. Use of this web site and/or third party linked services is at your own risk. Takelist.Com and/or its participating lenders or advertisers or any of their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers, or service providers will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages or other injury arising out of or in any way connected with the use of this web site and/or services or with the delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if takelist.Com or its participating lenders have been advised of the possibility of damages. Some states do not allow the limitation of liability and disclaimer of implied warranties, so the disclaimers and limitations above may not apply to you. In such states, the respective liability of takelist.Com its participating lenders, and their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers and service providers is limited to the greatest extent permitted by law.</p>