<p>There are millions of homeowners who need realtors to help them facilitate the assumable process. Many are not aware they can take advantage of their existing mortgage terms. FHA, VA and some CONV/ ARM loans are transferable and assumable. Transferring a mortgage with no change in terms releases the sellers liability, has tax advantages, and does not expose them to any financial loss. With minimal time and little paperwork you can attract more buyers.</p>